Discover AARP Auto and Home Insurance Benefits

If you’re an AARP member aged 50 or older, you have an excellent opportunity to save on both auto insurance and home insurance through The Hartford’s exclusive insurance program. This program is specifically designed for you, offering tailored insurance coverage to safeguard your vehicle and home, while providing valuable discounts and benefits that help you save money without compromising on quality.

Whether you need car insurance with comprehensive coverage or reliable homeowners insurance, the AARP insurance options through The Hartford deliver a trusted solution backed by years of experience serving members like you. By bundling your home and auto insurance, you can unlock even greater savings and enjoy peace of mind, all while benefiting from exceptional customer support and claim services.

This insurance program is thoughtfully crafted to meet the specific needs of AARP members, making it easier to protect what matters most at rates that work within your budget.

Comprehensive Coverage Tailored for AARP Members

Auto Insurance Benefits

The AARP Auto Insurance Program from The Hartford provides flexible and customizable options designed specifically for AARP members. Whether your state mandates minimum liability coverage or you prefer full coverage, you can adjust your policy to meet your unique needs.

Coverage options include collision, comprehensive, liability (covering bodily injury and property damage), medical payments, uninsured/underinsured motorist protection, and personal injury protection. With policies like Advantage and Advantage Plus, you gain valuable benefits such as accident forgiveness, disappearing deductible, 24-hour roadside assistance, and a lifetime customer repair service program. These features offer peace of mind by protecting against risks such as vandalism, weather damage, and theft.

Additionally, members can access exclusive discounts for features like airbags, anti-theft devices, multi-vehicle policies, and bundling home and auto insurance. These discounts can help you save significantly on your premiums.

Home Insurance Benefits

The Hartford’s AARP Homeowners Insurance Program delivers comprehensive protection for your home, tailored to the specific needs of AARP members. Coverage includes your dwelling, personal property, liability, and additional living expenses if your home becomes uninhabitable due to a covered loss. Members enjoy competitive rates and the opportunity to bundle home and auto insurance for substantial savings.

This program also offers exceptional claims service and support to help you recover quickly from unexpected events like fire, theft, or natural disasters. With this coverage, you can confidently safeguard your home investment while taking advantage of exclusive AARP member benefits available only through The Hartford.

Exclusive Discounts and Savings Opportunities

Discounts on Auto Insurance

As an AARP member, you can enjoy significant discounts on auto insurance through The Hartford’s exclusive program. Members save up to 10% simply for being part of AARP, with additional savings available when you request a quote online or bundle your auto insurance with home insurance.

The Hartford provides a range of discounts, including savings for safe driving, insuring multiple vehicles, using anti-theft devices, and having safety features like airbags. By bundling your car insurance with your home insurance, you could save an average of over $800, making it a financially smart decision.

Additionally, the program offers perks such as accident forgiveness and disappearing deductibles, which help keep your premiums lower over time. This combination of discounts and benefits ensures affordable rates tailored to your needs as a mature driver.

Discounts on Home Insurance

The Hartford’s AARP home insurance program offers valuable discounts specifically designed for AARP members seeking to protect their property while saving money. Bundling your homeowners insurance with your auto policy can help you save up to 20% on your total insurance costs. Further discounts may be available for installing home security systems, having newer roofs, or maintaining a claims-free history.

This extensive range of savings opportunities allows you to secure high-quality home insurance coverage at competitive rates. AARP members also have access to specialized programs such as manufactured home insurance and renters insurance, providing flexible options to suit different living situations.

These tailored discounts not only lower your premiums but also reward responsible homeowners who take proactive steps to protect their homes.

Exceptional Member Services and Support

Efficient Claim Handling

One of the standout features of AARP's insurance offerings through The Hartford is the efficient and straightforward claim handling process. When you need to file a claim—whether for auto or home insurance—you can easily report it online or by phone, often completing the process in just minutes.

The Hartford provides experienced claim handlers dedicated to guiding you through every step, from initial reporting to payment status updates, ensuring your claim is managed swiftly and fairly. This streamlined service minimizes the stress typically associated with insurance claims and helps you get back on track quickly after an accident, theft, or property damage. Additionally, The Hartford’s commitment to protecting customers from fraud adds an important layer of security to your claims experience.

24/7 Customer Support

The Hartford’s AARP insurance program offers around-the-clock customer support, giving you the confidence that assistance is always available when you need it most. Whether it’s an urgent question about your policy coverage, help with roadside assistance, or managing a claim late at night, dedicated representatives are ready to provide personalized service at any hour. This 24/7 accessibility ensures that AARP members have continual peace of mind, knowing expert help is just a phone call away.

The customer support team understands the unique needs of mature drivers and homeowners, making communication easy and effective, which further enhances the value of your insurance coverage.

Conclusion

In summary, the AARP Auto and Home Insurance programs from The Hartford offer AARP members customized, comprehensive coverage along with exclusive discounts that can help lower your insurance expenses. Featuring flexible policies, valuable bundling options, and outstanding customer service, these programs are designed to safeguard your most important assets while helping you save.

Don’t miss the chance to benefit from specialized coverage, efficient claim processing, and 24/7 support. Take action today by requesting a free quote to discover how much you could save as an AARP member with The Hartford.

FAQ

What types of auto and home insurance coverage options are available through AARP benefits?

AARP offers auto insurance coverage through The Hartford, including liability, collision, comprehensive, medical payments, uninsured/underinsured motorist protection, personal injury protection, and add-ons like gap and rental car insurance. Coverage levels include Advantage and Advantage Plus, with benefits such as accident forgiveness and windshield repair. For home insurance, AARP provides access to homeowners and renters insurance with customizable options, often including discounts for members.

Additional benefits may include new car replacement, 12-month rate protection, and driver safety programs, depending on the state.

How does AARP's lifetime renewability policy protect my auto insurance coverage?

AARP's lifetime renewability policy ensures that as long as you remain an AARP member, your auto insurance policy will renew, regardless of traffic violations or accidents. This offers peace of mind, especially for seniors, by guaranteeing continuous coverage without the fear of cancellation due to claims or age-related risks. Additionally, it helps stabilize coverage costs for fixed-income retirees, locking in prices for 12 months and avoiding the non-renewal practices common in some markets.

This protection is a significant benefit for older drivers seeking reliable, ongoing auto insurance.

What discounts and savings can AARP members expect on auto insurance premiums?

AARP members can receive up to 10% off auto insurance premiums through The Hartford, along with additional savings by bundling auto and home insurance. Discounts include benefits such as Accident Forgiveness, Disappearing Deductible, and savings for maintaining a clean driving record. On average, members save over $575.

Other perks include exclusive coverage options and occasional promotional gifts for obtaining a quote.

Are there special programs or courses offered by AARP to help improve my driving safety and reduce insurance costs?

AARP offers special programs like the AARP Smart Driver™ course, available both online and in classrooms, designed to improve driving safety for adults aged 50 and older. Completing the course may qualify you for multi-year auto insurance discounts. The courses teach defensive driving techniques to enhance confidence and safety on the road.