AAA Home and Auto Insurance: Get Quotes and Save

When it comes to protecting your home and car, having the right insurance coverage is essential. AAA offers comprehensive home and auto insurance solutions designed to provide peace of mind and financial security.

With AAA, you gain access to roadside assistance, a valuable benefit that ensures help is always available—whether you're stranded on a California highway or facing a home emergency. AAA's insurance products are tailored to meet your specific needs, whether you require full coverage for your vehicle or dependable homeowners insurance to protect your property. Additionally, by bundling auto and home insurance policies, you can enjoy discounts while enhancing your overall protection.

Let’s take a closer look at how AAA can assist you in managing your insurance needs effectively.

Understanding AAA Home and Auto Insurance Coverage Options

Comprehensive Coverage for Homeowners

AAA Homeowners Insurance provides comprehensive protection for your home and belongings against risks such as fire, theft, vandalism, water damage, and wind. The dwelling coverage reimburses repair or rebuilding costs for your home, including built-in appliances and attached structures.

Other structures on your property, like fences, sheds, or detached garages, are also covered, ensuring your entire property remains protected.

Personal property coverage replaces damaged or stolen items, such as furniture, clothing, and electronics. If you own valuables like jewelry or antiques, you can discuss additional protection options with your AAA agent. AAA also offers loss of use coverage to cover living expenses if you need to temporarily relocate during home repairs, including lodging and pet boarding costs.

Finally, personal liability coverage protects you in case someone is injured on your property, covering medical bills and legal defense if necessary.

Diverse Auto Insurance Plans

AAA provides a range of auto insurance options tailored to your specific driving needs. Whether you need minimum liability coverage or full coverage policies that include comprehensive and collision protection, AAA offers flexible plans to fit your budget and lifestyle.

Coverage includes protection against accidents, theft, vandalism, and uninsured motorists. Membership in the AAA Auto Club unlocks additional benefits like roadside assistance, ensuring help is available if you experience a breakdown or emergency while driving.

Bundling your car insurance with your home insurance under AAA can qualify you for valuable insurance discounts, helping lower your rates. This is especially beneficial in states like California, where AAA has a strong local presence. With AAA’s financial strength and excellent customer service, you are backed by a trusted provider with over a century of experience in insurance and roadside assistance.

How to Get an Insurance Quote from AAA

Navigating the AAA Website

Getting an insurance quote from AAA is simple and convenient, thanks to their easy-to-use website. Begin by visiting the AAA website and selecting the type of insurance you need, such as auto insurance or home insurance.

For auto insurance, AAA offers tools like Quote on Demand, which allows you to quickly generate a personalized quote based on your vehicle details and coverage preferences. Similarly, for home insurance, you can obtain quotes online by providing basic information about your property. Additionally, AAA.com and the AAA Mobile App enable you to manage your existing policies and access policy documents effortlessly.

Contacting AAA Agents for Personalized Service

If you prefer a more personalized approach, reaching out to AAA agents is a great option. Local AAA agents can provide tailored advice and guidance, helping you navigate the quoting process while ensuring you maximize eligible discounts and select the coverage that suits your needs.

Agents can also perform a AAA Triple Check, reviewing your current policy to uncover potential savings opportunities with AAA. Whether you need clarification on your quote or are ready to purchase a policy, AAA’s customer support team is available to assist you via phone or in-person at a local office.

The Benefits of Choosing AAA for Your Insurance Needs

Member Discounts and Savings

One of the most attractive aspects of being an AAA member is the wide range of discounts and savings available. In addition to insurance discounts on auto and home policies—like the 5% AAA Membership Savings for any driver on the policy—you gain access to over 100,000 partner discounts.

These savings extend to everyday purchases, including electronics, travel, dining, and even home and moving services. Whether you're planning a vacation or looking to cut costs on daily expenses, your AAA membership helps you save money and improve your overall lifestyle.

AAA’s Reputation and Reliability

AAA is widely recognized for its strong reputation and reliability in the insurance industry. With robust financial strength and a long history of delivering customer-focused services, AAA provides peace of mind to its policyholders.

The company’s dedication to customer service is evident through its extensive network of agents and support systems, ensuring your insurance needs are addressed quickly and effectively. Additionally, AAA’s renowned roadside assistance program highlights its commitment to members, offering 24/7 support for situations like flat tires or home emergencies.

Conclusion

Choosing AAA for your home and auto insurance offers you reliable coverage supported by strong financial stability and a proven track record of excellent customer service. With AAA, you can take advantage of exclusive discounts, comprehensive protection plans, and valuable benefits such as roadside assistance and identity theft protection. Obtaining a quote is simple and convenient—whether you choose to do it online or through a knowledgeable AAA agent—ensuring you find the best policy tailored to your needs.

Don’t miss the opportunity to enjoy savings and the peace of mind that come with an AAA membership. Start your quote today and protect your home and car with a trusted name in insurance.

FAQ

What types of coverage are typically included in AAA Home Insurance policies, and how do they protect my home and family?

AAA Home Insurance typically includes the following coverages:

• Dwelling Coverage: Covers repair or rebuilding costs after damage to your home.
• Other Structures Coverage: Protects detached structures like garages or sheds.
• Personal Property Coverage: Covers your belongings inside and outside the home.
• Loss of Use Coverage: Covers additional living expenses if you are displaced from your home.
• Liability Coverage: Protects against claims related to injuries or property damage on your property.

These coverages provide financial protection for your home, belongings, and family from risks such as fire, theft, or accidents.

How do I update my AAA Home Insurance policy if I make significant changes or additions to my home, such as adding a room?

To update your AAA Home Insurance policy after making significant changes to your home, such as adding a room:

• Log into your AAA.com account.
• Access the “My Insurance” section.
• Notify your AAA agent of the changes to adjust your coverage limits accordingly.

This ensures your dwelling protection reflects the updated replacement cost and home value. You can also contact an agent directly for assistance.

What are the key differences between AAA's Auto Insurance coverage options, and how do they apply to different vehicle types?

AAA's auto insurance coverage options include:

• Liability Coverage: Mandatory and covers third-party damages.
• Comprehensive Coverage: Covers non-collision damages such as theft or vandalism.
• Collision Coverage: Covers repairs for damages caused by accidents.

Comprehensive coverage is often recommended for newer or financed vehicles. These options can be tailored to suit different vehicle types and needs.

How do I manage or view my AAA Home and Auto Insurance policy documents online, and what are the steps to renew my policy?

To manage or view your AAA Home and Auto Insurance policy documents online:

• Sign up for MyPolicy on the AAA insurance website using your policy and membership numbers.
• Access and print ID cards, view policy documents, and set paperless preferences.

For renewing your policy:

• Log into MyPolicy.
• Review your coverage and follow the prompts to renew.
• Alternatively, contact an agent for assistance.

You can also set up or adjust automatic payments within MyPolicy for a seamless renewal process.